High Net Worth Client

The exposures of a High Net Worth client are not ones shared by many. The average homeowner’s assets tend to be a house, two or three vehicles, maybe a boat. The High Net Worth client starts off similarly with the house, two or three vehicles, more than likely a boat, but then it takes a unique turn.

The home is worth $2 million and is one of several properties they own. Its floors came are salvaged wood from a sunken Spanish galleon. They have a space the equivalent of a two-car garage to store their priceless wine collection. The cars retail well over $100,000 and are one-of-a-kind, so they don’t depreciate. Their boat isn’t so much a boat as it is a 6,000 sq ft house that they use once a season. If that. 

We know this industry. 

Our high net worth coverage includes coverage for:

  • primary, secondary, vacation homes
  • private collections & collectibles
  • identity theft
  • kidnap and ransom
  • rugs & furs
  • high-end furniture
  • artwork
  • high-end autos

There is no one-size-fits-all policy here. The differences from one person to the next are too great.

The best way to assess your exposures is for us to meet and discuss your needs. 

Click here to meet with Ciara Gravier and ensure you’re properly protected!

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