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Do I Have to Disclose Past Fee Suits on Malpractice Insurance Applications or Renewals?
Fee disputes are uncomfortable, and many attorneys assume that once a dispute is resolved, it’s behind them. But when it comes to malpractice insurance applications and renewals, past fee lawsuits can still matter — even if no malpractice claim was ever filed. Understanding what must be disclosed, and why, is critical […]
What Does Legal Malpractice Insurance Actually Cover?
Legal malpractice insurance is one of the most important risk management tools for attorneys, yet it is also one of the most misunderstood. Over the last five years, claim trends have shown that even well-run law firms face allegations tied to administrative errors, communication breakdowns, and evolving client […]
Your Retroactive Date Could Cost You Everything
Most attorneys glance at their malpractice insurance policy once a year, renew it, and move on. The premium gets paid, the certificate gets sent, and everyone assumes their firm is protected. But there is one line in that policy that can quietly erase years of coverage without you realizing it: the retroactive date. It sounds like a small detail, but it is one of the most important pieces of your malpractice protection. If it […]
Opening a Law Firm? Here’s the Insurance You Actually Need
So, you’re finally taking the leap and opening your own law firm. It’s an exciting move — and a risky one. You might be ready to hang your own shingle, but the one thing that can quietly derail your plans before your practice ever becomes profitable is something […]
GLP-1 Compounding & Digital Health: What Founders Need to Know About Product Liability Risk
Digital health is moving fast and nowhere faster than in the world of GLP-1 weight loss medications. Platforms offering semaglutide or tirzepatide-based treatments (including compounded versions) are scaling quickly. But behind the growth lies a complex and growing risk: product liability exposure. If your company offers compounded GLP-1s […]
Understanding Business Income Insurance: What Most Owners Get Wrong
When most business owners think about insurance, they immediately think about property coverage. If a fire, hurricane, or flood destroys your building or equipment, property insurance will repair or replace what was damaged. But here’s the catch: what about your income while you’re shut down? That’s where Business […]
Is Your Email the Weakest Link in Your Cybersecurity Plan? Here’s Why It Matters
When business owners think about cybersecurity, they usually picture expensive software, high-level hacks, or IT departments throwing around buzzwords. But the truth is, most successful cyberattacks don’t start with a data breach or a firewall failure. They start with something simple: your email. In fact, email accounts are […]
How to Calculate Business Income Insurance Coverage (Without the Headache)
Understanding how to calculate your business income insurance coverage is one of the most important steps to protecting your company from unexpected interruptions. Whether you call it business income coverage, business interruption insurance, or income loss protection, getting the right number on your policy matters. In this guide, […]
Avoiding Common Pitfalls in General Liability Audits: A Roadmap to Success
General liability audits can feel overwhelming, especially if you are not sure what to expect. But with the right preparation and awareness of common pitfalls, the audit process can be smooth, efficient, and even beneficial to your business. At The Bunker Insurance & Risk Management, we help business […]
How to Protect Your Restaurant from Employee Lawsuits
From wrongful termination to wage disputes, the risk of employee lawsuits in the restaurant industry is very real and it’s only growing. Even if you’ve done everything “by the book,” just one employee claim can trigger a lawsuit that costs tens of thousands of dollars in legal fees, […]