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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

Addressing the Most Common Cybersecurity Threats for Contractors

The world is changing so fast it’s difficult for business owners to keep up with all the emerging threats they need to protect their business from. No doubt cybersecurity is something we are all aware of as something we need to diligent with but often don’t understand why. […]

An In-Depth Look at Product Liability Insurance

In the realm of business, innovation is a driving force. As new products hit the market, there’s an inherent responsibility to ensure their safety and reliability. This brings us to the topic of product liability insurance—an essential safeguard when unexpected issues escalate into legal matters. In this article, […]

Understanding Certificates of Insurance

In the world of insurance, certificates of insurance (COIs) stand as crucial documents that can make or break a business deal. Often overlooked or underestimated, these certificates play a vital role in ensuring that all parties involved are adequately protected. In this no-nonsense guide, we’ll delve into the […]

8 Threats Manufacturers Face in 2023

As demand amps up, manufacturing companies have their hands full integrating new technologies and finding the next generation of talent. The industry faces a variety of threats, both general in nature and specific to manufacturing.

You Lost Your Laptop, Now What?

According to the FBI approximately 2M laptops are stolen each year. Even worse, only 2% are recovered. Do you have a plan in place for tracking and monitoring all of your devices, both new and old? And when a device goes missing, how do you protect the data […]

Three Tips I Learned at an Insurance Convention That You Can Use in Your Business

With the upcoming 2022 IAOA convention, I wanted to provide a quick recap of how beneficial last year’s was. In three days, I learned so much, and I’ve already implemented several things in my agency to make my customer experience better, and our process in the business better. […]

The 5 Phases of Cyber Incident Response

While cyber incident response plans will differ based on a company’s size, assets and industry, they contain similar elements. All cyber incident response plans should be: Prepared in advance Detailed Tested Understood by those within the organization Drafted with industry best practices in mind Response plans help focus […]

CPAs: Why We Want To Meet You

We’re living in a world where technology has made a lot of things easier. My coffee can be ready to go by a certain time every morning without me pressing a button. I can see family miles away through a phone with crystal clear clarity. And I have […]

Exempt from Workers Compensation? BAD IDEA

In the state of Florida workers’ comp starts at 4 employees unless the owner exempts themselves. Then you can have four employees and an exempt officer. This is a common practice many are drawn to but is it the right approach for an officer? Let’s dive into this. […]

What Is The Difference Between Cyber Crime and Social Engineering

The differences between cyber and crime insurance are not well understood by many. You might be asking yourself “are social engineering attacks covered under insurance? Let’s find out! It is possible for the coverage of both fund transfer fraud and social engineering fraud to be obtained through both […]

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Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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