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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

The Foundation: Understanding D&O Insurance

Directors and Officers (D&O) insurance serves as a critical shield for members navigating the intricate terrain of corporate governance. While many are familiar with its basic premise, the nuances of D&O coverage go beyond the conventional understanding. In this exploration, we will unravel the lesser-known aspects of D&O […]

Tail Coverage: Why It Matters for Lawyers

Tail coverage, also known as an extended reporting period endorsement, can be a game-changer for lawyers aiming to secure their professional future. In this blog, we’ll explore the significance of tail coverage, why it matters, and how lawyers can make informed decisions to protect their practice. Understanding Tail […]

Understanding the Basics: An Overview of Experience Modification Rate (EMR)

In the complex landscape of risk management, one crucial metric that stands as a beacon for businesses is the Experience Modification Rate (EMR). Let’s jump right in. What is EMR? At its core, the Experience Modification Rate is a numerical representation of a company’s historical workers’ compensation claims […]

Mastering Risk Mitigation: A Comprehensive Guide to Employee Training Programs for Restaurants

Running a successful restaurant involves more than just serving delicious food; it’s about creating a safe and secure environment for both employees and customers. In this blog, we’ll explore how implementing effective employee training programs can significantly mitigate risks in your restaurant. From preventing accidents to enhancing overall […]

Understanding the Basics: A Guide to General Liability Audits

Preparing for audits can be a daunting task for businesses, but understanding the basics is the first step toward ensuring a smooth process. In this comprehensive guide, we will break down the essential components of General Liability audits, shedding light on how you can proactively prepare for them. […]

Mitigating Cybersecurity Risks: A Must for Legal Professionals

In the digital age, the legal landscape is not immune to the pervasive and evolving threat of cybersecurity risks. Attorneys entrusted with sensitive client information and legal documents must prioritize robust measures to safeguard against cyber threats. In this blog, we’ll delve into the importance of mitigating cybersecurity […]

Common Myths and Mistakes in Restaurant Insurance

Running a successful restaurant involves juggling numerous responsibilities, and ensuring the right insurance coverage is in place is a critical aspect often clouded by myths and misconceptions. In this blog, we’ll unravel the truth behind common myths and mistakes in restaurant insurance to help you make informed decisions […]

The Bunker Talk Ep. #5: Everyone Needs to Find Their Paddle

In Episode 5 of The Bunker Talk our host, Ciara speaks with Romi Glazer from The Daily Drip, she discusses the origin of The Daily Drip, which emerged from an instant connection with Nicole Mastrangelo. The platform started as a way to support women professionals by addressing a […]

Workers’ Compensation Audits: Quick Guide to Prepare

In the realm of risk management, one crucial checkpoint that businesses encounter is the workers’ compensation audit. As an insurance agent and risk manager, mastering the intricacies of this audit process can be a strategic advantage in optimizing your Experience Modification Rate (EMR). The Purpose of Workers’ Compensation […]

The Bunker Talk Ep. 4 – Mindset of a High Production Realtor

In the latest episode of The Bunker Talk, Natalie Rivero, a high performing realtor in South Florida, talks to us about the complex world of real estate. Natalie has been working in real estate for seven and a half years, serving clients in the Tri-County area of Palm […]

Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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