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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

The Bunker Talk: Ep 26 Never too Late to Start with David Hand

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner David Hand to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along the way.   Episode Highlights:   In this conversation, we dive deep into what […]

Essential Resources for Contractor Insurance Compliance: Mastering ‘As Per Written Contract’

For contractors, staying compliant with insurance requirements is a must. It’s not just about avoiding headaches—it’s about keeping projects on track and your business protected. A key phrase you’ve probably seen on Certificates of Insurance (COIs) is “as per written contract.” While it may seem simple, this phrase […]

The Bunker Talk: Ep 25 Creating a Winning Culture with Mariano Demarin

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner Mariano Demarin, owner of Home Port Insurance to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along the way.  Episode Highlights:  In this conversation, […]

The Bunker Talk: Ep 24 Fighting for the Consumer with Lourdes Ferrer

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner Lourdes Ferrer owner of Ferrer Law Group, to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along the way.  Episode Highlights:  In this conversation, […]

As You Scale, So Does Your Risk: What to Know About Product Recall Insurance

When you’re growing a product-based business, your focus is usually on things like production, distribution, sales, and shelf space. You’re making decisions fast, signing deals, and expanding into new markets. But as your revenue grows, so does your exposure. And one of the most overlooked risks for manufacturers, […]

The Bunker Talk: Ep 23 PR Isn’t Only for Famous People with Candice D’Angelo

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner Candice D’Angelo, owner of The Agency East, to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along the way.  Episode Highlights:  In this conversation, […]

How Leadership Shapes a True Safety Culture

Let’s be honest safety policies on paper don’t protect people. Leaders do. You can have the best written procedures, the fanciest LMS, and perfectly printed safety posters. But if your team doesn’t see safety being taken seriously by leadership, it’s just background noise. If you’re in a position […]

The Bunker Talk: Ep 22 Financial Decisions with Nicole Carlon

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner, Nicole Carlon a CERTIFIED FINANCIAL PLANNER practitioner and a Certified Divorce Financial Analyst® practitioner, to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along […]

How Do Electricians Prepare for a Worker’s Compensation Audit?

As an electrician, ensuring your business complies with worker’s compensation requirements is essential not only for protecting your employees but also for managing your operating costs. Worker’s Compensation Audits can be a stressful process, but with the right preparation, you can navigate it smoothly and avoid unnecessary surprises. […]

The Bunker Talk: Ep 21 Building Better Teams with Lisa Rigoli

In this latest episode of the The Bunker Talk, we sat down with an incredible business owner, Lisa Rigoli of Element of Change, to discuss the real, behind-the-scenes struggles of running a business and the invaluable lessons they’ve learned along the way.  Episode Highlights:  In this conversation, we […]

Online Bond Application

Frequently Asked Questions

What is E&O/Malpractice/Professional Liability?

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

What does E&O cover?

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

What is Defense Outside of Limits coverage?

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

What is First Dollar Defense?

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

What is the Fee Suit Exclusion?

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

What is Mutual Choice of Counsel?

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What is Disciplinary Proceeding Defense?

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