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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!

Pest Control Insurance

Protecting Your Pest Control Business: The Essentials of Workers’ Compensation Insurance 

Pest control businesses are not immune to workplace accidents and injuries. Whether it’s a technician getting bitten by a pest, slipping and falling while on a client’s property, or suffering repetitive strain injuries from repetitive tasks, the risks are real. That’s where workers’ compensation insurance steps in, providing […]

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Why Your Insurance Agent Representation Matters

Insurance is complicated. having the right representation can make all the difference. Whether you’re looking to insure your restaurant, manufacturing business, our you are a plumber looking for guidance with the continual increasing cost of insurance. Having an agent you can partner with can really be an asset […]

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Professional Liability Insurance

The Importance of Professional Liability Insurance for Pest Control Companies  

Pest control companies play a critical role in protecting homes, businesses, and public health by managing and eliminating pest infestations. However, despite their best efforts to deliver effective services, mistakes can happen, and clients may hold them accountable for errors, oversights, or negligence. In such situations, professional liability […]

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Employment Liability Insurance

5 Employee Risks Your Restaurant Needs Protection From

In the dynamic world of restaurant management, navigating the complexities of insurance coverage can feel like a daunting task. Yet, for restaurant owners, understanding the ins and outs of Employment Liability Insurance (EPLI) is crucial for protecting their business from potential legal risks and financial liabilities. From discrimination […]

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Director's and Officers Florida

The Foundation: Understanding D&O Insurance 

Directors and Officers (D&O) insurance serves as a critical shield for members navigating the intricate terrain of corporate governance. While many are familiar with its basic premise, the nuances of D&O coverage go beyond the conventional understanding. In this exploration, we will unravel the lesser-known aspects of D&O […]

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Professional Liability Insurance

Tail Coverage: Why It Matters for Lawyers 

Tail coverage, also known as an extended reporting period endorsement, can be a game-changer for lawyers aiming to secure their professional future. In this blog, we’ll explore the significance of tail coverage, why it matters, and how lawyers can make informed decisions to protect their practice.  Understanding Tail […]

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experience mod florida

Understanding the Basics: An Overview of Experience Modification Rate (EMR) 

In the complex landscape of risk management, one crucial metric that stands as a beacon for businesses is the Experience Modification Rate (EMR).  Let’s jump right in.   What is EMR?  At its core, the Experience Modification Rate is a numerical representation of a company’s historical workers’ compensation claims […]

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Risk Mitigation Florida

Mastering Risk Mitigation: A Comprehensive Guide to Employee Training Programs for Restaurants 

Running a successful restaurant involves more than just serving delicious food; it’s about creating a safe and secure environment for both employees and customers. In this blog, we’ll explore how implementing effective employee training programs can significantly mitigate risks in your restaurant. From preventing accidents to enhancing overall […]

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General Liability Audit

Understanding the Basics: A Guide to General Liability Audits 

Preparing for audits can be a daunting task for businesses, but understanding the basics is the first step toward ensuring a smooth process. In this comprehensive guide, we will break down the essential components of General Liability audits, shedding light on how you can proactively prepare for them.   […]

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Cyber Liability Insurance

Mitigating Cybersecurity Risks: A Must for Legal Professionals 

In the digital age, the legal landscape is not immune to the pervasive and evolving threat of cybersecurity risks. Attorneys entrusted with sensitive client information and legal documents must prioritize robust measures to safeguard against cyber threats. In this blog, we’ll delve into the importance of mitigating cybersecurity […]

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Frequently Asked Questions

A bond in layman's terms is a way to secure a debt.

It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.

A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.

These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.

Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.

These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.

Some examples are but not limited to:

  • Contractors License Bonds
  • Tax Bond
  • Environmental Bonds
  • Broker’s Bonds
  • Motor Vehicle Dealer Bonds
  • ERISA Bonds

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