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Whether you're a one-person operation or have a firm of 20+ attorneys, our team of professional know the right coverage you should have on your Professional Liability policy. Get started with a thorough cost analysis and quote comparison today!
Understanding the Art of Cybersecurity
The US Department of Homeland Security defines Cybersecurity as: The art of protecting networks, devices, and data from unauthorized access or criminal use and the practice of ensuring confidentiality, integrity, and availability of information. The concept of security is not absolute. There is no way anything is ever […]
Read MoreHandling Workplace Harassment
The #MeToo movement has brought national attention to the issue of sexual harassment, especially in the workplace. Unfortunately, there are other types of workplace harassment that as a business owner you have to be aware of. What can you do to prevent harassment from happening at your workplace? […]
Read More3 Cyber Threats Manufacturers are Facing
Cyber attacks targeting businesses, especially manufacturing and the supply chain, have become increasingly complex, and the stakes have never been higher. Hackers have started to move from selling stolen data towards holding data ransom, and manufacturers have become popular targets because they cannot afford to be shut down […]
Read MoreThe Complete Guide to Worker’s Compensation
For whatever reason I can’t explain Worker’s Compensation seems to be both a mystery to some and a done deal with others. Those are flawed ideologies. At its core Worker’s Compensation is one of the most predictable and manageable coverages a business will have. From a straightforward formula […]
Read MoreWhy Do My Contracts Require Me to Add Waiver of Subrogation?
When you are asked for a certificate of insurance, it’s very likely that you’ve been asked to include Waiver of Subrogation. Do you really understand what this means for your business? Some business owners don’t. In this article we help clear up some of the confusion. What is […]
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Frequently Asked Questions
What is E&O/Malpractice/Professional Liability?
A bond in layman's terms is a way to secure a debt.
It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.
What does E&O cover?
A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.
What is Defense Outside of Limits coverage?
These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.
What is First Dollar Defense?
Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.
What is the Fee Suit Exclusion?
These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.
Some examples are but not limited to:
- Contractors License Bonds
- Tax Bond
- Environmental Bonds
- Broker’s Bonds
- Motor Vehicle Dealer Bonds
- ERISA Bonds
What is Mutual Choice of Counsel?
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What is Disciplinary Proceeding Defense?
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