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Ep. 48 | Pause & Reset with Rachelle Sylvain-Spence
In this latest episode of The Bunker Talk, we sat down with Rachelle Sylvain-Spence, co-founder of Afuri Aesthetics and Be Her Collective, to discuss the power of self-discovery and holistic well-being. Episode Highlights: In this conversation, we dive deep into the necessity of inner work and the strength […]
Read More about Ep. 48 | Pause & Reset with Rachelle Sylvain-SpenceGLP-1 Compounding & Digital Health: What Founders Need to Know About Product Liability Risk
Digital health is moving fast and nowhere faster than in the world of GLP-1 weight loss medications. Platforms offering semaglutide or tirzepatide-based treatments (including compounded versions) are scaling quickly. But behind the growth lies a complex and growing risk: product liability exposure. If your company offers compounded GLP-1s […]
Read More about GLP-1 Compounding & Digital Health: What Founders Need to Know About Product Liability RiskUnderstanding Business Income Insurance: What Most Owners Get Wrong
When most business owners think about insurance, they immediately think about property coverage. If a fire, hurricane, or flood destroys your building or equipment, property insurance will repair or replace what was damaged. But here’s the catch: what about your income while you’re shut down? That’s where Business […]
Read More about Understanding Business Income Insurance: What Most Owners Get WrongIs Your Email the Weakest Link in Your Cybersecurity Plan? Here’s Why It Matters
When business owners think about cybersecurity, they usually picture expensive software, high-level hacks, or IT departments throwing around buzzwords. But the truth is, most successful cyberattacks don’t start with a data breach or a firewall failure. They start with something simple: your email. In fact, email accounts are […]
Read More about Is Your Email the Weakest Link in Your Cybersecurity Plan? Here’s Why It MattersHow to Calculate Business Income Insurance Coverage (Without the Headache)
Understanding how to calculate your business income insurance coverage is one of the most important steps to protecting your company from unexpected interruptions. Whether you call it business income coverage, business interruption insurance, or income loss protection, getting the right number on your policy matters. In this guide, […]
Read More about How to Calculate Business Income Insurance Coverage (Without the Headache)Ep. 47 | Getting Comfortable with the Uncomfortable with Patrick McBride
In this latest episode of The Bunker Talk, we sat down with Patrick McBride of Decide McBride to discuss the messy reality of the first three years in business and why “good” is always subjective. Episode Highlights: In this conversation, we dive deep into the emotional and structural […]
Read More about Ep. 47 | Getting Comfortable with the Uncomfortable with Patrick McBrideEp. 46 | The Tech Talk Every Business Owner Needs with Casita Simpson
In this latest episode of The Bunker Talk, we sat down with Casita Simpson of Simpson and Associates to discuss how law firms and small businesses can leverage technology to stop doing “administrative gunk” and start generating revenue. Episode Highlights: In this conversation, we explore the balance between […]
Read More about Ep. 46 | The Tech Talk Every Business Owner Needs with Casita SimpsonEp. 45 | Productive Through Purpose with Misty McBride
In this latest episode of The Bunker Talk, we sat down with mental health counselor Misty McBride to discuss the heavy intersection of entrepreneurship and well-being. Episode Highlights: In this conversation, we dive deep into the necessity of mental health awareness for business owners. Here are some of […]
Read More about Ep. 45 | Productive Through Purpose with Misty McBrideAvoiding Common Pitfalls in General Liability Audits: A Roadmap to Success
General liability audits can feel overwhelming, especially if you are not sure what to expect. But with the right preparation and awareness of common pitfalls, the audit process can be smooth, efficient, and even beneficial to your business. At The Bunker Insurance & Risk Management, we help business […]
Read More about Avoiding Common Pitfalls in General Liability Audits: A Roadmap to SuccessEp. 44 | Looking Past the Title with Tiffani Dhooge
In this latest episode of The Bunker Talk, we sat down with Tiffani Dhooge, President and CEO of Children’s Harbor, to discuss the reality of leading a high-impact nonprofit through crisis and the true cost of leadership. Episode Highlights: In this conversation, we explore the weight of responsibility […]
Read More about Ep. 44 | Looking Past the Title with Tiffani DhoogeFrequently Asked Questions
What is E&O/Malpractice/Professional Liability?
A bond in layman's terms is a way to secure a debt.
It is a way of you the consumer, being able to put up a little cost upfront that says “I am letting you borrow this money so as to your agreement to pay the face value of the said bond if ever needed”. In the real world, bonds can be issued by a government, municipality, corporation, federal agency, and other entities.
What does E&O cover?
A surety bond is a contract between three parties. The person who is the recipient of an obligation, the primary party who will perform the contractual obligation and the person who assures the obligation will be done.
What is Defense Outside of Limits coverage?
These bonds are a type of surety bond. They provide a proof and guarantee of ownership to the Department of Motor Vehicles. When no other form of documentation is available a Lost Title Bond shows the DMV that you are the “owner” of said vehicle.
What is First Dollar Defense?
Contractor bonds are one of the most “popular” bonds you will see asked for in the insurance space. Contract bonds are used in the construction industry by general contractors. They are a guarantee to a project’s owner that the general contractor will adhere to the contract put in place.
What is the Fee Suit Exclusion?
These types of bonds function as a guarantee to a government entity that a company will comply with a statute, state law, ordinance, etc.
Some examples are but not limited to:
- Contractors License Bonds
- Tax Bond
- Environmental Bonds
- Broker’s Bonds
- Motor Vehicle Dealer Bonds
- ERISA Bonds
What is Mutual Choice of Counsel?
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What is Disciplinary Proceeding Defense?
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