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Tuesday, November 24, 2020

Did you know that stolen health records are ten times more valuable than stolen credit card details? Data breaches cost the healthcare sector an average of $6.5 million, over 60% more than all other sectors, according to a Ponemon...

Friday, November 13, 2020

The modern manufacturing sector is highly tech-driven and has embraced the use of IoT (internet of things) technology in recent years. With more sophisticated industrial control systems (ICS) and 'smart' factories, the cyber exposure...

Monday, October 26, 2020

Contractors often regard their businesses as safely "off-line". If you don't process credit cards or operate large, complex IT infrastructure, what exactly do you need to protect? Are the risks really that high? In fact, industries...

Tuesday, October 20, 2020

The modern real estate sector is increasingly reliant on tech. PropTech and IoT enabled devices promote innovation in the space and better living experiences for home and property residents, but they also leave real estate...

Thursday, October 15, 2020

The modern accounting industry is increasingly reliant on tech. From large firms to private accountants, digital services not only to provide cutting edge service to clients but help any organization to maintain a high level of...

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Monday, October 5, 2020

As a manufacturer, how to do you qualify your true cost of risk? For example, if you are faced with a recall of your products, how do you calculate your loss of reputation or market share? It is difficult, at best, to quantify this...

Thursday, September 24, 2020

Cyber criminals often go after small businesses because they know they are more vulnerable, typically due to not having enough funds to have a robust cyber security plan in place. Working in a particularly fast-paced sector, restaurant...

Monday, September 14, 2020

As an engineer or architect, you work in a highly skilled, detail-oriented industry and are expected to provide quality design services that are free of errors or omissions. Even the smallest error can have serious consequences. If a...

Wednesday, September 9, 2020

For companies worldwide, data security and privacy continue to be among their top challenges. Why? Because, despite extensive attention and resources devoted to security and privacy risks, these threats continue to evolve in...

Monday, August 17, 2020

In this last part of our return to work program series, we'll be discussing six ways in which your employees benefit from a return to work program. Now, it's not just your company that benefits from having a return to work program,...

Wednesday, August 12, 2020

Continuing with our Return to Work series, we're going to discuss six ways in which having a return to work program benefits your company. It's no secret that having a return to work program reduces the number of days your employees...

Monday, August 10, 2020

On June 8, the global car giant confirmed that there was a cyber attack on global operations. The attack forced Honda to temporarily shut some of its production facilities, as well as both the customer service and financial services...

Thursday, August 6, 2020

In this three part series, we're going to discuss why you need to have a return to work program in place. Having a return to work program, will allow your injured employees to get back to their normal or modified jobs as quickly and...

Tuesday, August 4, 2020

Have you ever looked at your worker's comp policy and asked yourself, what is the mod? What does that mean? It's not hard Your experience mod is based on your business's actual past experience versus that of a similar business in the...

Monday, August 3, 2020

Recently, we've been talking about costs that affect your bottom line, and the fact of the matter is that insurance and your risk management program are but a small fraction impacting that bottom line. The truth is that...

Friday, July 10, 2020

Running a business is rewarding and challenging at the same time. Getting wrapped up in working IN the business instead of ON the business is common amongst business owners, and it can impact your operating costs greatly. As a risk...

Monday, June 22, 2020

"Phishing," a type of cyber attack in which a hacker disguises him/herself as a trusted source online in order to acquire sensitive information, is a common technologically simple scam that can put your employees and business at risk....

Tuesday, June 16, 2020

In today's climate there are so many things that can really take you away from focusing on running your business. Your risk management and insurance program shouldn't be one of them. Has your current insurance agent told you about the...

Thursday, May 28, 2020

The world has changed and evolved over the past few months. Think back three months. Even two. The way we've gone about our daily lives has changed drastically and measures have been put in place that will most like be around for years...

Tuesday, May 12, 2020

From fires to floods, earthquakes to hurricanes, to COVID-19 disasters have been striking everywhere. According to Insurance Information Institute, as many as 40% of businesses forced to suspend operations due to a natural disaster...

Tuesday, May 5, 2020

Understanding your business's risk exposures is the cornerstone to managing them. Whether your business relies on outside vendors to provide goods and services, or you're a provider of goods and services to your clients, you should be...

Monday, May 4, 2020

Given all the online accounts the average person has these days, creating strong, unique passwords can be a lot of work. Security experts say it's crucial that consumers resist the temptation to use the same simple password again and...

Thursday, April 30, 2020

Given the restricted budget on which many nonprofits operate, one large and unexpected expense could lead to financial ruin. Getting the right insurance to guard the organization from the most costly risks is a wise move for all...

Tuesday, April 14, 2020

Despite the hard work that small businesses put in to ensure they manufacture high-quality goods, there is still the chance that products could fail to work properly. Lawsuits asserting losses or injury to defects, malfunction, faulty...

Monday, April 13, 2020

Your company has now become the victim of a network security breach. Cyber criminals have locked you out of your own systems and are now demanding a ransom to allow you to continue with your business. What do you do? Do you pay? It's a...

Tuesday, April 7, 2020

Working from home may be our new normal for a while. With video conferencing and messaging apps, fully involving remote employees in team and company meetings can still remain a challenge. We've put together a few tips that has helped...

Thursday, April 2, 2020

It's safe to say that Zoom has become a part of our everyday life now that the majority of the country is working from home. According to the New York Times, the app saw 600,000 downloads in one day, and Zoom shares have soared this...

Thursday, April 2, 2020

We're so happy to introduce our close friend and amazing partner, Melinda Grimaldi! A Brief Bio on Melinda and her Business Melinda practices real estate law at Grimaldi Law Firm, a full-service real estate and title law firm in...

Friday, March 27, 2020

A medical facility on standby to help test any coronavirus vaccine has been hit by ransomware group that promised not to target medical organizations. Maze, the organization that "promised" not to attack the healthcare industry during...

Thursday, March 26, 2020

With a global crisis comes a number of other things besides our health to worry about. People are scrambling to find the most trustworthy information about the spread of the disease in their communities, how they can protect themselves...

Wednesday, March 25, 2020

Cyber crime is a very lucrative business for internet con-artists and now amid the COVID-19 pandemic, and the shift to moving employees to work remotely, you need to be vigilant. Business Email Compromise (BEC) is also know as "CEO...

Monday, March 23, 2020

The global spread of COVID-19, the novel coronavirus, is keeping millions of people at home. Major conferences, flights, concerts and other large events have been cancelled or postponed. If you are new to the work-from-home lifestyle,...

Tuesday, March 17, 2020

Dental office owners have a lot of detailed decisions to make when it comes to opening their practice. From the cost involved in opening, to how will you design it, to which state of the art equipment will you use, the decisions are...

Monday, March 16, 2020

With the current state of the world, and more specifically Florida, many businesses find themselves turning to alternative methods to conduct their work. Employees are being sent home and employers are scrambling to ensure work still...

Monday, March 9, 2020

We'll keep this short since everything you'll need Don't miss the amazing Jihanna Barret cover the dangers and risks found in the cyber world! With the average cost of a data breach passing the $140,000 mark, it's good practice to have...

Wednesday, February 26, 2020

The home of your clients dream may be a nightmare to insure for multiple reasons. It doesn't mean they cannot find homeowners insurance, it can just be a challenge to find an affordable policy that doesn't have more exclusions than...

Tuesday, February 18, 2020

The regular review of every contract you sign is a highly important risk management task. This includes a contract's waiver of subrogation clause. Subrogation is a basic insurance concept used in insurance contracts. If a loss occurs,...

Tuesday, February 11, 2020

Wondering if you need commercial auto insurance? In general, if your vehicle is used in tasks related to your occupation, profession, or business you may need one. Below are a few ways to know if you should get a Commercial Auto...

Tuesday, February 4, 2020

Every business has unique risks that can seriously harm its operations if not properly addressed. As a business utilizing technology to produce and deliver products or services, it's important to recognize and take precautions against...

Monday, January 13, 2020

Being a business owner in this very litigious climate can really be stressful for the South Florida small business owner. That’s because they usually lack a legal department or an HR department that can guide hiring, disciplining...

Wednesday, January 8, 2020

The real estate market is very different when you are selling a luxury home. If you have a high end property to sell, everything from how you price it to how you market it has to be optimized for the right buyers. If this is your first...

Monday, January 6, 2020

Samsung. Romaine lettuce. Prius brakes. Something about hard-boiled eggs. If these ring a bell it's because they have been some of the largest recalls of recent times. Product recall incurs a major expense but one that is taken on to...

Wednesday, January 1, 2020

A new year. It always heightens people’s awareness of what’s passed. The wins and the losses. Loves lost and pounds gained. Promotions earned and personal growth. But don’t focus on that. 2019 is gone. Now is the time...

Thursday, December 19, 2019

Owning a home is one of the largest investments you'll make and you'll want to protect your interest in it, along with your valuables, which means carrying the right type of homeowners insurance. We know that insurance can be something...

Wednesday, November 27, 2019

Thursday. 6pm. Black Friday. It used to be that Black Friday was...well...on a Friday. But now most retailers start it Thursday afternoon with some of them starting at the beginning of the week making it Black Friday Week. The same...

Thursday, November 21, 2019

You can't just sit there and let it happen. And you shouldn't think it might never happen. It probably will. You may think there's nothing you can do. But there is. We're talking cyber security and the likelihood, in fact the near...

Tuesday, November 5, 2019

What’s in a homeowners policy? As a real estate professional, you’ve surely been asked this at least a few times in your career. The buyer who’s done his homework has researched all there is to the home buying process...

Friday, October 25, 2019

As a real estate professional, going the extra mile and guiding your buyers in the right direction of their new purchase shows how much you really care. To better serve your clients, having basic insurance knowledge can go a long way....

Monday, September 30, 2019

Are you in the real estate industry and find that at the last minute right before your deal is ready to close, insurance becomes an issue? I'm here to help! Being a realtor, mortgage broker or home inspector you already wear enough...

Wednesday, September 18, 2019

Looking to grow your network with powerful women in the real estate industry? JOIN US for some music, bubbles, bites, and lots of networking! When: Sept 26 5:30-7:30 PM Where: The Emery - 801 N Federal Highway Hallandale Beach, FL...

Tuesday, September 17, 2019

Knowing what to look for when buying homeowners insurance can be an overwhelming task. Fortunately, The Bunker is here to help you navigate this unknown territory! We have been helping first time home buyers get insured properly for years!

Sunday, August 18, 2019

Incorrect payroll has a direct impact on your Fort Lauderdale Workers Compensation insurance premium. If you under-report payroll, you will have a not so nice audit bill hit you- which psssst... here's a secret, it has to paid in full!...

Thursday, August 15, 2019

At The Bunker, we know all to well the headache that a Workers Compensation audit can be for Fort Lauderdale business owners. The idea of an audit may seem less daunting if you are prepared for it by knowing what the records the...

Monday, August 12, 2019

Being a business owner in Fort Lauderdale comes with its many challenges. If you stop and think about what can cause an interruption to your business, the first thing that comes to mind is a natural disaster. Our minds automatically go...

Thursday, August 8, 2019

Thinking that cyber attacks only happen to large businesses can be an expensive way of thinking. According to the Verizon 2019 Data Breach Investigation Report (DBIR), 43% of cyber attacks target small businesses. The report shows that...

Monday, July 15, 2019

No doubt that having rental income can be a great way to build your financial portfolio, but did you know that not all rental properties are insured the same? In this blog we will go over the different types of insurance policies that...

Friday, July 12, 2019

Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the...

Thursday, July 11, 2019

Economic slumps may force many employers to lay off workers to save costs. Along with this attempt to save money comes the inherent risk of being sued by the terminated worker. Employees may claim that their dismissal was...

Monday, June 10, 2019

If a fire causes the facility to be temporarily unusable, what would you do next? Ideally, you would move to a temporary location while your permanent place of business is being repaired. Yet, traditional Commercial Property Insurance...

Thursday, May 30, 2019

Return to work programs help you get injured employees back to their normal or modified job duties as quickly and as safely as possible. Instead of paying for workers' compensation costs and lost work days, you'll save money by paying...

Monday, April 29, 2019

There are times when the coverage you need is available exclusively from a non-admitted carrier. That being said, it is important to understand the difference between admitted and non-admitted carriers, as well as the advantages and...

Tuesday, April 23, 2019

Professional Liability coverage for attorneys and law firms in today's business climate is a necessity, and in some cases is legally required. Although the overall number of legal malpractice claims is leveling off, the number of large...

Wednesday, April 17, 2019

Of course workplace safety is important to you as the business owner. But how important is it to your employees? If you don't know, it may be time to evaluate the safety culture at your business and think about what you can do to...

Thursday, April 11, 2019

For many employers, workers' compensation insurance is all about the number- the premium quoted. Understandably, employers want to pay the lowest amount possible on this mandatory coverage. While some agents try to compete on a low bid...

Tuesday, April 2, 2019

Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat- big or small. For instance, a fire could destroy your business' warehouse and the contents inside, or...

Thursday, March 28, 2019

Reliable security systems can prevent losses for your business. While many businesses invest large amounts of money into building robust IT systems, they usually overlook the biggest security vulnerability- people. No matter how...

Friday, March 1, 2019

With recent active shooter/workplace attacks, more business are boosting security efforts and taking added precautions. Recent national tragedies remind us that the risk is real: any business can be affected by an active...