EPLI Frequently Asked Questions
Most EPLI policies does not automatically cover wage and hour claims, such as failure to pay for overtime, it is usually available to add by endorsement. The wage and hour claim endorsement will have a separate from the EPLI limit, and only covers the defense costs associated with the claim, no judgements or settlements.
Both shield business owners from employee claims.
Employer liability insurance assists in the settlement of cases involving employee injury.
EPLI protects employers from litigation arising from their hiring practices. This will protect your business from claims of discrimination in the workplace, wrongful termination, or creating a hostile work environment.